Should I waive my right to a home inspection?

Should I wave my right to a home inspection? Vlado Hajtol Partner – Solicitor We placed an offer on a house, which was accepted by the sellers. The agreement is conditional upon a satisfactory home inspection. The house was built only a few years ago and we are considering waiving our right to a home…

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Joint Tenancy v Tenancy in Common

Kanata CA personal injury, family, and real estate law firm

We are buying our first home. The bank insists that we add my father as a co-owner of the home in order to qualify for the mortgage amount we need. The entire down payment is coming from our savings and we will be making all the mortgage payments. I would rather not include my father…

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Wills: How are they validated? Can I hand write my own?

Kanata CA personal injury, family, and real estate law firm

I made my own hand-written will few years ago. I believe it’s valid and truly reflects my wishes, however my financial advisor told me I should get a proper will drafted by a Lawyer. Why should I do that? Wills are legal documents that will dictate the distribution of assets after one’s passing and there…

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Understanding the Ontario Land Transfer Tax

Kanata CA personal injury, family, and real estate law firm

I want to transfer my house to my son. Do we have to pay Land Transfer Tax on such a transfer? As long as there is no consideration passing between you and your son, and the transfer is a gift to your son, there is no Land Transfer Tax payable. What is Land Transfer Tax? Land Transfer Tax…

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Do you need a Will?

Kanata CA personal injury, family, and real estate law firm

We have been married for the last 25 years but don’t have any children. Do we need a will, or would everything just go to the surviving spouse anyway? Yes, you do need a will. Whenever you don’t have any children, under the statutory distribution scheme for individuals that die without a will, your spouse…

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power of attorney for Property

Kanata CA personal injury, family, and real estate law firm

Do I need a power of attorney for someone to manage my assets if I am unable? In most cases, people should have a power of attorney as part of their estate plan. A power of attorney for Property allows you to appoint someone to act on your behalf with regards to your assets in…

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Title Insurance and Protecting Your Real Estate Investment

Kanata CA personal injury, family, and real estate law firm

I am purchasing a new home. I heard from my real estate agent that I would have to get title insurance. Is this necessary? Title insurance has been around for the last 15 years and is used in almost all residential real estate purchases, especially those involving mortgages. What is title insurance and how much does it cost?…

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Slovak Lawyer in Canada / Slovenský Právnik v Kanade

Kanata CA personal injury, family, and real estate law firm

BY: VLADO HAJTOL  I was born and raised in Slovakia and I am a native Slovak speaker. If you live in Slovakia and are in need of legal services in Canada, such as estate assistance, real-estate purchases or sales, or business law in Canada, I would be more than happy to assist you. Also, if…

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